5 Essential Steps to Prepare for Buying a Home in 2026
Focus Real Estate
Thinking of buying a home in 2026? The time to prepare is now. Start by checking your credit score and working to improve it if needed. Explore first-time buyer programs that can save you money with lower rates, reduced down payments, or no PMI. If family is helping with a gift, deposit the funds early so they “season” in your account. Avoid large purchases that could hurt your credit, and if you don’t have much credit history, start building it responsibly today. With these five steps, you’ll be in the best position to secure your dream home when the time comes.
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The real estate market can always be challenging, no matter the current interest rate or home inventory levels. We're here to help you navigate the changing market. We'd love to talk about your goals and how we may be able to help.